Recover your german pension money from the USA!
We help you to claim your pension contributions in Germany
- Easy and fast digital process
- We handle all the bureaucracy for you
- Expert document checks and support
We are here to help you!
Navigating the complexities of German pension contribution refunds can be overwhelming. We simplify the process for you - unlock the potential of a significant payout from your German pension contributions! We're here to guide you through every step, ensuring you don't miss out on what's rightfully yours.
We make it easy for you
How it works
- 1
Reach Out
Simply fill out our contact form to initiate the process. We're eager to assist you.
- 2
Provide Essential Details
Submit the necessary information, relevant documents, and grant us the power of attorney so we can act on your behalf.
- 3
Sit Back and Relax
With everything in our hands, we'll manage the complexities and apply for your reimbursement. Your potential payout awaits!
Voices from the pitch
What players say about us
Great to see you helping other soccer players reclaim their German pension contributions! Keep up the good work!
Cauly Oliveira Souza
EC Bahia
Many soccer players don’t know they can get money back from the German pension fund. Firat and Leon from Easy German Pension Refund will guide you through the process. Highly recommend!
Leonardo Bittencourt
SV Werder Bremen
Let us tackle the paperwork, leaving you stress-free.
How the pension system works
Why You Should Consider a Pension Refund
Working in Germany comes with its benefits, one of which is the meticulous state pension insurance system designed for your retirement security. But if you've contributed to this system and are now back in your home country or residing elsewhere, did you know there's a possibility you could claim back a significant portion of those contributions?
Are You Eligible? Let Us Help!
Typically, if you hail from outside the European Union, the European Economic Area, or Switzerland — for example, if you're now living in the USA — you're in the right category for a refund. There's a waiting period of 24 months post-departure from Germany before you can initiate the process. However, a crucial decision awaits: claiming your refund means forgoing future pension benefits from these specific contributions. Sounds confusing? Don't worry, we're here to guide you, ensuring you make the best choice for your financial future.
Navigating the Complexities for You
The journey to reclaim your contributions is dotted with conditions, waiting periods, and sometimes, intricate reciprocal agreements between countries. Understanding all these nuances is our specialty. Trust in our expertise to navigate the maze of bureaucracy, and let us maximize your potential payout. Start your refund journey with us; your peace of mind and financial gain are just a few clicks away.
Important Things You Should Know
Questions And Answers
Who can claim back German pension contributions?
Non-EU citizens can claim back their contributions 24 months after their last payment if they currently reside outside the EU. For German and EU citizens, they can claim a refund at retirement age if they've paid less than 5 years of pension insurance.
What's the process to claim my German pension refund?
Non-EU citizens living outside the EU can claim their refund 24 months after their last contribution in Germany. For nationals from countries like the USA, Australia, India, Canada, Albania, Moldova, South Korea, and the Philippines, they must have paid pension insurance for less than 5 years. Easy German Pension Refund is here to simplify this process for you.
When am I eligible to withdraw my pension from Germany?
Non-EU citizens can withdraw their pension 24 months after their last payment, provided they live outside the EU. Check with our team at Easy German Pension Refund for detailed guidance on your eligibility.
How can I check the balance of my German pension?
You can request your insurance record from the German pension insurance online. Ensure you have your social insurance number, and the record will be sent to your last registered address with the DRV.
Will my German pension refund be taxed?
No, German pension refunds are not taxed in Germany, ensuring you get the full amount.
What if I leave Germany; what happens to my pension?
After departing, you can opt for a refund or wait to apply for monthly payments at retirement age, considering you have at least 5 years of contributions. Certain nationals can't claim a refund after 5 years of contribution.
Can I close my pension and take all the money out?
Yes, certain non-EU citizens can, but they must be outside of the EU for 24 months post their last pension payment. However, certain nationalities can't close their account after 60 months of contributions.
Can I only partially withdraw my pension?
No, non-EU citizens eligible for a withdrawal can only take out the entire pension, not a portion of it. Some nationalities have further restrictions after 5 years of contributions.
What changed for UK citizens post-Brexit regarding pension contributions?
UK nationals can't claim a refund before retirement age unless they've paid less than 5 years of combined pension insurance in the EU and UK. After 60 months of contributions, they can apply for an Interstate Pension online.
Can social security payments in Germany be refunded?
Yes, but specific requirements need to be met, such as residing in a non-EU country and waiting 24 months post the last payment.
How do I determine my German pension refund amount?
It's based on your yearly gross salary and the percentage contributed in that year. If you need help with this, our team at Easy German Pension Refund is always available to assist.
How long is the refund process?
Claiming your refund through Easy German Pension Refund can expedite the process, thanks to our efficient methods and expertise. Self-submitted claims can often take up to six months or more.
